Getting a foot onto the property ladder has always presented challenges. Research suggests FTBs could currently be experiencing the most expensive conditions in 70 years1.
Advice for first-time buyers
Topic: Mortgages
Landlords taking steps to up their EPC game
Research has found that some landlords are improving the energy performance of their properties even though it is no longer a potential legal requirement.
Economic Review – August 2024
BoE starts to cut rates
In early August, the Bank of England (BoE) sanctioned the first reduction in interest rates since March 2020 and economists expect a second cut to be announced before the end of this year.
Buying a new build – what to consider
Are you thinking of buying a new build? The good news is there are more regulations than ever that protect buyers of newly built homes. It can be difficult to keep up with these changes, so here’s what you need to know.
Home Finance – In the news
Location, location, location
Homeowners are willing to pay more for convenience, as a short walk to a town centre or high street could boost a home’s value by more than £80,0001. In England, homes that are close to a town are worth 27.6% more than the average property.
Holidaying in peace – check your home insurance
Are you looking forward to a long holiday this summer? Don’t spoil the fun and relaxation; make sure you leave your home fully insured.
Get mortgage-ready this summer
Do you have hopes to buy? Whether you’re looking to get on, move up or down the ladder, your property dreams are possible with a little preparation. Here’s how you can get yourself mortgage-ready this summer.
Get the right house value with a survey
Nobody wants to pay too much for their home. During the home buying process, there are many causes of stress. Making sure you don’t overpay doesn’t need to be one. That’s because getting the right survey can give you peace of mind that you are paying a fair price.
Most over 55s have no plans to downsize
Only one in seven non-retired homeowners over 55 plan to downsize after they stop working, a new study1 suggests.
Have you got your mortgage covered?
Taking out life insurance may not be a legal requirement if you have a mortgage, but it certainly is sensible to have.
